WildReady
Based on CDI Safer from Wildfires framework

The wildfire mitigation record California insurers want to see.

Map your property to the 10-point Safer from Wildfires discount framework. Document your work with evidence. Share a professional packet with your agent — tailored for insurers, contractors, or property managers.

10-point discount alignment
Maps directly to the CDI Safer from Wildfires framework. See exactly which items qualify for insurer discounts.
Evidence-backed proof
Before/after photos, invoices, and CSLB-verified contractor records linked to each mitigation action.
Insurer-ready packet
13-section PDF with discount alignment, hardening findings, defensible space detail, and contractor records.
Improvement over time
Versioned packets track your progress. Show insurers how your compliance improved from v1 to v3.

Insurance Discount Alignment

Your packet maps every property to the 10 items in the CDI Safer from Wildfires discount framework. Here's what it looks like.

Sample Packet Section

123 Oak Drive, Mill Valley, CA 94941

Marin County · FHSZ: Very High · Version 3

Item

Status

Evidence

Class A fire-rated roof

✓Compliant

2 files

5-foot ember-resistant zone

✓Compliant

3 files

Noncombustible 6" at wall base

?Not assessed

0 files

Ember/fire-resistant vents

✓Compliant

1 file

Enclosed eaves

✓Compliant

1 file

Dual-pane windows or shutters

●Partial

0 files

Under-deck clearance

—N/A

—

Outbuildings 30+ feet away

—N/A

—

Defensible space compliance

✓Compliant

4 files

Community wildfire program

✗Not met

0 files

This document organizes mitigation information and does not guarantee insurance coverage, renewal, or discounts.

Who uses WildReady

Homeowners facing non-renewal
Document every mitigation action with evidence. Share a professional packet with your agent to demonstrate your property meets Safer from Wildfires standards.
Insurance agents and brokers
Send clients a link to assess their property. Review their discount alignment and share a ready-made packet with underwriters.
Property managers
Track wildfire readiness across multiple units. Route structure actions to landlords and document shared-area compliance.

Built on California's official frameworks

WildReady maps to the CDI Safer from Wildfires discount framework, CAL FIRE defensible-space zones, OSFM Fire Hazard Severity Zone data, and Chapter 7A building code context. We verify contractors through CSLB and surface air quality from AirNow.

This is a mitigation record, not a formal risk score. Hazard zone classification does not reflect work you've completed. Insurance discount availability varies by insurer and property.